Contact person: Fintech Micro-loan Mobile App Development

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Location: Jaipur, India

Budget: Recommended by industry experts

Time to start: As soon as possible

Project description:
"Project Overview

We are looking to develop a fintech mobile application similar to Slice / Lian, which will provide small personal loans (micro-credit, ₹500 – ₹50,000) to users in India.
The app should handle user onboarding, KYC, credit scoring, loan disbursement, and repayment tracking, with seamless integration to NBFC partners.

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Key Requirements

1. User Features:
• Simple & clean UI (Android + iOS, Flutter/React Native preferred)
• Digital KYC (Aadhaar, PAN, CKYC APIs, DigiLocker integration)
• Loan application & eligibility check
• Credit scoring integration (CIBIL / Experian / alternate data)
• EMI repayment via UPI, NetBanking, Debit Card, Auto-debit (NACH/eMandate)
• Push notifications for due dates & reminders
• Rewards / cashback system (basic version like Slice)
• Customer support chatbot

2. Admin Features:
• Loan Management System (LMS)
• Dashboard for user onboarding & loan tracking
• Credit risk & scoring engine
• NBFC API integration for disbursement
• Reports & analytics (active loans, overdue, repayments)

3. Tech Stack (preferred):
• Frontend: Flutter / React Native
• Backend: Node.js / Java Spring Boot
• Database: PostgreSQL + Redis
• Hosting: AWS / GCP (secure, scalable)
• Payment Gateway: Razorpay / Cashfree / PayU
• Security: AES-256 encryption, secure APIs, penetration tested

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Deliverables
• Fully functional mobile app (Android & iOS)
• Admin panel (web dashboard)
• Secure backend with APIs
• Integration with NBFC (we will provide partner details)
• Source code & documentation

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Timeline
• MVP: 10–12 weeks
• Full app with advanced features: 4–6 months" (client-provided description)