Contact person: Business Client

Phone:Show

Email:Show

Location: North Pole, United States

Budget: Recommended by industry experts

Time to start: As soon as possible

Project description:
"I'm an aspiring entrepreneur, this is not my wheelhouse. I plan on hosting through AWS.

I’m building a web-based embedded finance platform that focuses exclusively on personal lines of credit. The core of the site will be a smooth lending flow—from a quick eligibility check right through to loan approval—embedded directly into a wider ecosystem (think marketplaces, partner apps, or white-label deployments).

Key objectives
• Provide personal loans structured as revolving credit lines.
• Deliver a frictionless borrower experience: instant rate quote, fully online application, and fast decisioning.
• Expose the service through modern, well-documented REST/GraphQL APIs so partner sites can drop the widget in with minimal code.

Essential features I need implemented:
• Loan calculator that updates repayments and APR in real time.
• Online application form collecting KYC data, income, and bank connections.
• Debt calculator to help applicants understand their existing obligations and recommended borrowing limits.
• Built-in credit score pull (e.g., Experian, Equifax, or similar) with clear consent flow.
• Admin dashboard for me to review applications, adjust credit limits, and export CSV reports.

Technical expectations
Front end can be React, Vue, or similar; mobile-responsive is a must. Back end should expose secure endpoints (Node.js, Django, or an equivalent framework is fine) and integrate with payment rails such as Stripe or ACH for drawdowns and repayments. Data must be encrypted at rest and in transit, and the codebase needs basic unit tests plus deployment instructions (Docker or cloud-native).

Deliverables
1. Functional prototype hosted on a staging URL
2. Source code in a Git repository with setup instructions
3. API documentation (OpenAPI/Swagger)
4. Brief user guide for both borrowers and admin users

If you’ve previously shipped lending or fintech modules, I’d love to see a demo or screenshots alongside your bid." (client-provided description)