Contact person: Business Client

Phone:Show

Email:Show

Location: Delhi, India

Budget: Recommended by industry experts

Time to start: As soon as possible

Project description:
"I’m building SpareCent, a micro-saving app that rounds every purchase up to the next whole number and sweeps the spare change into a secure stash. The experience I’m after is frictionless: a user links their card or bank account, we monitor transactions in real time, calculate the difference, and move that amount automatically.

Beyond the core round-up engine I need three companion features baked in from day one:
• a goal tracker where users name goals, set target amounts and deadlines, and watch the progress bar inch forward;
• smart alerts and notifications that congratulate, remind, or flag unusual activity;
• lightweight spending insights that summarise categories, totals, and simple trends so users understand where their money goes.

Security and UX must be top-tier. Think bank-grade encryption, clear consent screens, and an interface that feels perfectly native on both iOS and Android—React Native, Flutter, or any cross-platform stack that keeps performance snappy works for me. Please recommend an open-banking aggregator (Plaid, Teller, Salt Edge, etc.) and outline how you’d minimise ongoing API costs while still giving users near-instant feedback.

Acceptance criteria
• Round-up transfers post successfully in a sandbox against at least one open-banking provider.
• Users can create, edit, and delete multiple savings goals and assign round-ups to them.
• Push and in-app notifications fire based on rules I’ll supply.
• Spending insights dashboard displays category totals and a 30-day trendline.
• All source code, build instructions, and a concise technical doc handed over at sign-off.

If you’ve shipped fintech products before—especially anything that touches open-banking APIs—I’d love to see your work and hear your approach." (client-provided description)