Contact person: Business Client

Phone:Show

Email:Show

Location: Cape Town, South Africa

Budget: Recommended by industry experts

Time to start: As soon as possible

Project description:
"We are developing a full-featured digital banking super app (mobile + web) with secure payments, international transfers, card management, forex, marketplace, insurance, travel, scan-to-pay, cardless withdrawal, and more.
The platform must operate globally with the highest security standards.
Key Requirement – Payment Gateways
Direct Visa and Mastercard integrations only (no Stripe, Flutterwave, Paystack, or any third-party aggregators).
You or your team must have proven experience obtaining and implementing official Visa/Mastercard merchant acquiring licenses, 3-D Secure 2.0, tokenization, and direct scheme integrations.
Figma Design (Full UI Ready)
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How Bidding Works

We will grant you access to the complete Figma file.
Choose one or more modules you want to fully own (list below).
Submit your fixed-price quote and timeline only for the module(s) you selected.

Modules You Can Bid On (Pick What You Specialize In):
Mobile App (Flutter or React Native strongly preferred)

Login, Onboarding & Advanced Authentication (Biometrics, 2FA, Device Binding)
Main Dashboard & Navigation
Secure Payments + Scan-to-Pay (QR/NFC)
Local & Cross-Border Transfers (SWIFT/SEPA/Instant)
Virtual/Physical Card Issuance + Cardless ATM
Forex Trading & Multi-Currency Wallet
Marketplace & P2P Buy/Sell
Insurance & Travel Modules
In-App Messaging & Support
Profile & Settings

Web Portal
11. Fully Responsive Customer Web App (React/[login to view URL] preferred)
12. Admin & Back-Office Panel
Backend & Core Systems
13. Backend Microservices (Node.js, Python, Go, or Java)
14. Secure Database Design & Encryption
15. Direct Visa & Mastercard Payment Gateway Integration (mandatory proven experience)
16. KYC/AML + eIDV (Onfido, Jumio, Shufti Pro, etc.)
17. Banking-Grade Security & Compliance (PCI-DSS Level 1, ISO 27001, Pen Testing)
18. DevOps, Cloud Infrastructure & Scaling (AWS/GCP/Azure + Kubernetes)
Design
19. Final Polish of Existing Figma File + Missing Screens
Mandatory Skills for Payment Module (#15)

Previously obtained Visa/Mastercard Principal Membership or licensed acquirer partnership
Implemented Visa Direct, Mastercard Send, 3-D Secure 2.x
Tokenization (network tokens), EMV, PCI-DSS SAQ-D compliance
Experience with Visa/Mastercard certification process

Budget & Milestones

Fixed price per module (you quote only what you take)
Payment: 30% upfront → 40% on testable beta → 30% after security audit & approval
Remote worldwide team accepted

How to Apply (Strict Process)
Message me with:

Exact module number(s) you are bidding on
Your fixed price + realistic timeline for those modules only
Proof of previous Visa/Mastercard direct integrations (screenshots, references, certifications – anonymized OK)
Portfolio of banking/fintech apps you shipped
Team size & location

Only applicants with real Visa/Mastercard direct integration experience will be considered for payment-related modules.
We are ready to move fast with the right experts.
Let’s build the next global banking unicorn together!" (client-provided description)