Contact person: Business Client

Phone:Show

Email:Show

Location: Lagos, Nigeria

Budget: Recommended by industry experts

Time to start: As soon as possible

Project description:
"Project Overview

We are looking for an experienced Nigeria-based mobile app developer or development team to build a fast and seamless loan application app. The app should be able to process loan requests in minutes and instantly disburse approved loans to users’ bank accounts.

Developers must understand the Nigerian financial ecosystem and have hands-on experience integrating local fintech APIs.

Core Features Required
1. User Features

Smooth onboarding and registration

BVN + NIN verification (SmileID, Dojah, Prembly, VerifyMe)

Automated KYC

Loan application form

Loan history

Real-time repayment tracking

2. Loan Processing Engine

Automated credit scoring

Approval/decline decision engine

Instant loan disbursement via:

Paystack

Flutterwave

Monnify

Direct bank transfer APIs (e.g., Providus NUBAN)

3. Repayment System

Automated repayment schedules

Push notifications, SMS, and email reminders

Auto-debit setup (Paystack/Flutterwave mandates)

In-app manual repayment option

4. Admin Dashboard

User management

Loan approval and loan limit control

Transaction logs

Reports and analytics

Audit trail for admin actions

General App Requirements

Cross-platform (Flutter or React Native preferred)

Highly smooth user flow and UI/UX

Secure backend with API encryption

Scalable cloud-based architecture

Developer Requirements (Nigeria Only)

Must be located in Nigeria

Proven experience building fintech or loan applications

Strong backend skills (Node.js, Laravel, or Python)

Experience with:

Nigerian KYC services

BVN/NIN verification

Local payment gateway integrations

Credit scoring workflows

Ability to deliver fast and communicate clearly

Portfolio of previous Nigerian fintech projects is a strong advantage" (client-provided description)